A practical guide to sports betting
Think sports betting is just a casual thing among friends? You’re not alone—nearly two out of three college students say they’ve placed a bet on a game, according to the National Council on Problem Gambling. And that’s not even counting the ones who dabble in lotteries, card games, mobile apps or casino-style gaming.
If you’re planning to bet on sports this fall, whether it’s fantasy football or just a weekend game, check out these tips and resources to help you keep it fun, stay in control and know where to turn if things start feeling off.
Evaluate your habits
Betting isn’t automatically a bad thing, but it is designed to keep you playing. Apps and sites use rewards and excitement to hook your brain, kind of like how alcohol or other substances affect your system. That’s why it’s easy to lose track of how often (or how much) you’re betting.
Want to know how your brain reacts to wins and losses? Check out the to learn more and help you know when it’s time to take a break.
In the meantime, reflect on the past year and ask yourself:
- Am I betting more often or spending more money than I used to?
- Have I pulled away from friends or activities?
- Have I borrowed money to cover bets?
- Do I hide my gambling from others?
- Do I keep betting even when I’m losing?
- Has betting caused stress, anxiety, or health issues?
- Do I feel guilty about how I gamble or bet?
If you answered “yes” to any of these, it might be time to pause and reassess. You can also take to check in on your habits and get support if you need it.
Set your limits
Betting can be fun, and it can also be easy to lose track of time and money if you’re not careful.
Here’s how to stay more in control:
- Use site tools. Most betting apps let you set time and money limits. Turn those features on and stick to them.
- Budget smart. Only bet what you can afford to lose. Never use money meant for essentials like rent, food or tuition. If it’s hard to track spending, remove saved card info or leave your cards at home.
- Know the game. Before placing a bet, make sure you understand how it works—point spreads, odds, future bets, etc. The more you know, the less likely you are to be surprised by losses.
- Don’t chase losses. Losing is part of betting. Trying to win it back usually leads to even bigger losses.
Find your balance
Spending too much time gambling can mess with your focus, finances and mental health. Taking regular breaks helps you stay more in control and keep things fun.
Here are a few ways to keep it balanced:
- Mix gambling with other hobbies and don’t let it be your only go-to.
- Delete gambling apps from your devices if they’re becoming a distraction.
- Remove saved card info to make impulse betting harder.
- Use tools like or to limit access to betting sites.
- Avoid betting when you’re stressed, upset or under the influence—your decisions might not be as sharp.
Check out our free guide for quick tips on staying intentional, spotting warning signs and getting support if you need it.
Talk about it
It’s easy to share wins, but what about the losses? Being real about both sides of sports betting can help you and your friends keep things in perspective.
Start honest conversations with people you trust. Talking about your experiences (the good and the not-so-good) can help you spot patterns, learn what’s working and hear how others are setting limits or dealing with challenges.
Here are a few questions to get the conversation going:
- Does betting make watching sports more fun, or more stressful?
- What kinds of sports do you usually bet on?
- How easy (or hard) is it to actually make money?
- Have you had any losses this year? How did that feel?
- Do you think your relationship with betting is changing?
Sharing your story—and listening to others—can help you stay grounded and make smarter choices.
Seek support
Betting can go from fun to harmful, fast. It’s not just about losing money. Problem gambling can lead to stress, anxiety, depression, relationship issues and increased risk of suicide attempts.
Some people experience compulsive gambling, where the urge to keep betting takes over—even when it’s hurting their life or finances. This can look like chasing losses, draining savings, going into debt or even doing things like lying or stealing to keep betting.
If you’re worried about how gambling is affecting you, you’re not alone—and there’s help. Check out these free resources and support programs.
Collegiate Recovery Community (CUCRC)
The CUCRC provides community and support for students in recovery or seeking recovery from a wide range of behaviors, including gambling.
Counseling and Psychiatric Services (CAPS)
CAPS can help students explore their relationship with gambling and help you connect with support resources. Schedule a screening or stop by during a Let’s Talk session to meet with a provider.
The National Problem Gambling Helpline is operated by the National Council on Problem Gambling (NCPG). They provide 24/7 phone, text and chat services to help connect individuals with local resources and support related to gambling concerns.
Gamtalk is a free, anonymous, peer-based support network that helps individuals with problem gambling. They offer moderated group support chats online 24/7.
Gambling is prohibited in 51Թ residence halls. NCAA rules prohibit athletics staff and student-athletes from participating in any sports wagering activities on an NCAA sponsored sport, at any level.